Trying to get a bank loan in Alberta is very difficult. You need almost perfect credit to be approved even for the smallest loans. When you need a fast loan, trust Lendersnow’s payday loan service to get you a payday loan in Alberta.

 
 
ALBERTA PAYDAY LOANS

We’re open 24 hours a day and we’re even open on holidays. Getting the money you need is always quick and easy and there’s no faxing required. Alberta payday loans are faster and easier when you choose us.

Canada Payday Loan

HOW TO ACCESS ALBERTA PAYDAY LOANS

 

Our requirements are straight to the point as they have been structured in such an easy way. You will need to disclose your age, citizenship, a checking account, and your employment status.

 

To access Alberta payday loans, these are what is expected of you;

  • You must be 19 years old and above
  • You must also be employed and must have been on the job for a minimum of two months and above.
  • You must be a Canadian citizen or a permanent resident of Canada
  • You must have a checking account and a phone number so you can be reached.

 

The loan will be deducted automatically from your checking account as soon as you receive your salary. The deducted amount will include the borrowed amount and the accrued interest.

 

Before the loan is given to you, we will inform you of our interest rates and the total amount that you are expected to pay back. We make sure the process is transparent and you understand the process.

 

Your data is secure with us as our website runs on data encryption software that shields our information from third parties.

 

WHAT WILL MY PAYDAY LOAN COST ME?

 

Alberta payday loan amounts can be from $100 to $2000. If you need a bigger figure, there are other types of loans that can take care of you. This might look small but once you add the interest rate, it could go up.

 

Fortunately, Alberta is among the province that offers a very low-interest rate to borrowers. You can get a loan at a 3.724% interest rate compared to the 21% that it was in 2016.

 

In essence, you get to pay $15 per $100 loan amount, isn’t it amazing?

 

CAN I GET ALBERTA PAYDAY LOANS ONLINE?

 

Yes, you can. However, the process is different. Online payday loans are not immediate, it may take a day or two to get processed. Whereas, when you come to our offices, you will get your loan processed immediately.

 

Moreover, online payday loans are prone to scam artists who want to steal your identity and banking information. If any online loan organization cannot provide their office address, please stay away from them before they cause you more misery.

 

I DON’T HAVE A BANK ACCOUNT, CAN I STILL GET A PAYDAY LOAN?

 

Yes, you can still get the loan, however, there are two options. We can give you the cash when you visit our office or we can offer you a prepaid credit card and fill it up with your loan funds so you can use it as you please.

 

ARE THERE ALTERNATIVES TO ALBERTA PAYDAY LOANS?

 

Yes, there a lot of other options you can leverage as you look for a solution to your financial worries and they are as follows;

  • Vehicle title loans (you need to own the vehicle)
  • Secured credit cards for consumers that have bad credit
  • Emergency loan installment
  • Borrowing money from friends and family

 

ARE THERE RULES AND REGULATIONS THAT GUIDE ALBERTA PAYDAY LOANS PROVIDER?

 

In Canada, payday loan providers are not much because it isn’t legal to operate everywhere. However, for the legal operators, there are guidelines that they are expected to follow while conducting their business.

 

HERE ARE THE GUIDELINES;

  • A lender is not allowed to offer you a second loan to enable you to pay off a previous loan.
  • All lenders in Canada are restricted from charging beyond 23% interest on any loan transaction.
  • All lenders are prohibited from contacting your work buddies, friends and family for any reason.
  • All Alberta payday loan operators are mandated to give you all the financial information you need regarding your loan before you sign the fine print. You need to understand the payment process, penalty fees, interest rates, and other related fees. It is your right to know.
  • All Alberta payday loan operators must have their business license certified by their regional government.
  • All lenders are restricted from contacting you more than three times a week.
  • All payday loan operators are prohibited from offering you other loan services aside from payday loans.
  • All Alberta payday loan operators must give you a 2 business day window to cancel your contract after approval just in case you change your mind.

 

CONCLUSION

Anyone can have financial issues, it happens to the best of us. If you find yourself in a jam and need immediate financial assistance in Alberta, Lendersnow Shop is here to elevate your living condition.

Contact us today! We are open 24/7 and during the holidays.

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